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Main Types of Business Coverage · General liability insurance is designed to protect you if someone gets injured or property gets damaged on your business site. Your property does not have to burn up to be eligible for coverage under your business insurance policy. Smoke damage, loss of income, or loss of use of. The federal government requires every business with employees to have workers' compensation, unemployment and disability insurance. Some states also require.

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Standard home insurance policies do not include coverage for the added property and liability exposures the home business represents. Many insurance companies. Umbrella policy coverage limits typically range from $1 million to $5 million and are appropriate for business owners who have large assets or may be especially. Insurance Requirements ; Premises and Operations; Personal / Advertising Injury · Broad Form Property Damage ; Owned Vehicles; Non-owned Vehicles; Hired Vehicles.

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Insurance Business Requirements · Knowledgeable and trustworthy insurance agents often find they can make better use of their skills and make more money opening. Insurance companies must generally spend at least 80% of premium dollars on medical care. Insurance companies that don't meet this requirement must provide. Business insurance protects your company from financial loss in the event of an accident or crisis. Several business insurance types can protect you and your.